Screenshots
About Walnut- Track & Split Expenses
Track and split expenses effortlessly with Walnut, the SMS-based money management app that puts your finances at your fingertips. Whether you're managing personal budgets, splitting costs with friends, or monitoring household spending, Walnut simplifies expense tracking and helps you take control of your money in minutes.
Manage your money with precision using Walnut's comprehensive expense tracker. Monitor daily and monthly spending across all your accounts—bank accounts, credit cards, digital wallets, and more—from a single dashboard. Add custom categories, notes, and tags to every transaction, attach bill photos for easy reference, and search expenses instantly. Never miss a credit card payment again with timely reminders, and stay ahead of utility bills including electricity, DTH, gas, mobile, and Wi-Fi.
Gain insight into where your money goes. View your complete financial picture at a glance: check bank balances, track expenditures, and analyze spending patterns. The app's intuitive budget planning tools help you set limits and monitor progress, making it easier to reach your financial goals. Whether you're tracking daily expenses or planning monthly budgets, you have full visibility into your cash flow.
Access exclusive financial products designed to work for you. Enjoy flexible payment options through Checkout Finance, with no-cost EMIs available at over 4,000 online merchants—choose from 3 to 36-month plans. Eligible users can apply for personal loans directly within the app, with interest rates starting from 14% per annum. Build your savings with higher-yield Fixed Deposits that are RBI-regulated and DICGC-insured, offering flexible tenures with zero premature withdrawal penalties.
Security and privacy are built in. Walnut uses SMS-based verification for on-device authentication, ensuring your sensitive data stays protected. The app analyzes transactional SMS messages to detect spends and manage bills—it never reads personal messages or uploads sensitive information.
Whether you're splitting expenses with roommates, managing household finances, or building long-term savings, Walnut- Track & Split Expenses gives you the tools to budget smarter, spend wisely, and grow your wealth. Download today and take the first step toward complete financial clarity.
Pros & Cons
Pros
- Tracks expenses across multiple accounts from one dashboard
- SMS-based bill reminders for credit cards and utilities
- Splits expenses easily with friends and household members
- On-device authentication keeps financial data private and secure
Cons
- Requires SMS access to detect transactions and manage bills
- Financial products like loans and EMIs involve interest charges
- Personal loan eligibility and approval not guaranteed to all users
- Relies on transactional SMS parsing, which may miss non-SMS transactions
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